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APR 07, 2007: People in Ireland are travelling more than once a year
be it on business or on holidays… you only need to make one trip abroad
to realise how expensive travel insurance can be.
AIB Bank provides the lowest travel insurance rates for
individuals with health insurance cover and
also offers a range of policies by duration of trip and location, and
not just annual policies.
Most private health insurance policies already have cover
for medical expenses abroad. AIB Travel Insurance is designed so that
customers don’t have to pay twice and only buy the cover they need.
Members of VIVAS Health, BUPA and VHI can all make
a saving and the options available1 are not just limited to annual
policies.
Many people believe that if
they own a credit card, especially a gold card, and use it to
book their holiday, they have automatic travel insurance.
This is not necessarily the case. Various credit cards have
different benefits and you cannot assume that should you fall
ill, have your camera stolen or get stranded at your holiday
destination that your gold card has automatically provided you
with a certain level of travel cover.
For example AIB and Bank of Ireland, which have about 80 per
cent of the Irish credit card market, do not have the same travel
cover or conditions for their respective gold cards.
Some cards only make a payout in respect of death and loss of a limb.
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Multitrip Worldwide
|
Maximum Medical Expenses Cover |
Add.
Hosp
Exps |
Personal Accident Cover |
Winter
Sports Inc? |
| Adult |
Couple |
Family |
|
AA* |
€115 |
€145 |
€175 |
€6
million |
up to €1,500 |
€32,000 |
NO +€30 |
|
ACE |
€71 |
€102 |
€110 |
€5 million |
€20 per day max
€400 |
€25,000 |
NO +€25 |
|
Aer Lingus |
|
|
|
|
- |
|
No longer offer multitrip policy |
|
AIB Insurances** |
€43 (€81 - excl health ins
policy) |
€61(€116 - excl health ins
policy) |
€84(€125 - excl health ins policy) |
€6.35 million |
€25 per day max
€500 |
€30,000 |
No +€18 per family
|
|
Bank of Ireland |
€107 |
€155 |
€165 |
€6,35 million |
€2,500 |
€30,000 |
YES |
|
Eagle Star |
€115 |
€140 |
€160 |
€2.5 million |
- |
€32,000 |
NO +€25 |
|
EBS |
€78 |
€112 |
€121 |
€5.0 million |
- |
€25,000 |
NO |
|
Ebookers - Gold
-cheaper
options also available |
€73 |
€123 |
€159 |
€10 million |
up to €3,000 |
€35,000 |
17 days FREE winter sports cover |
|
GetcoverGold*** |
€69 |
€207 |
€277**** |
€10 million |
€25 per day up to
€1,000 |
€40,000 |
NO |
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Ryanair |
|
|
|
|
|
|
Ryanair has ceased providing
multitrip cover |
|
VHI |
€49 |
€69 |
€95 |
€5m + €2 m for
repatriation |
- |
€20,000 |
NO |
*Includes discount of 20% for AA Members and AA Car
Insurance Policyholders
**Includes 10% discount for booking online
***Adult 18-44 years
***Discount for Health Insurance subscribers
****Getcover - Family comprises 2 children
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